Jewellery and Engagement Ring Lay-by Policy

What is Lay-by?

Lay-by is an agreement between a buyer and a seller, where goods are paid for over a period of time at fixed price, with an initial deposit paid at the beginning and goods aren't handed over until payment is complete. Lay-by is a great option for those who are looking to budget or finance there jewellery purchase. It allows them to pay for their jewellery over a period of time. This can be especially beneficial for couples who are looking to purchase engagement rings or wedding rings, and have other upcoming costs associated with their wedding or engagement. They're able to make payments over longer periods of time, along with keeping up with other wedding and engagement costs.

DG & Co. Jewellery Lay-by Policy

At DG & Co. we offer a Lay-by Plan for any purchase online or in-store over $1000 provided you agree to our payment plan terms and conditions below:

We require a minimum of 20% deposit for all types of jewellery; rings, engagement rings, pendants, necklaces, chains, gemstone jewellery, bridal jewellery and loose diamonds at the time the order is made. If you want to lay-by your jewellery online, please call 1300 647 778 or email [email protected] to finalise your online lay-by.
The full amount of the item or items price will be required to be paid in 6 months.
If a payment instalment is declined then that payment will be charged the next day.
If the payment for instalment is declined three times successively, then your lay-by will be suspended. We will notify you before putting the item back on a shelf.

Cancellation: No refund will be given for a cancellation of a lay-by.

Delivery: Your order will be delivered to your nominated address once all of your instalments have been paid.